Wednesday, October 19, 2016 1:16 PM
Insurance costs are rising and it's very easy to blame the health care law enacted in March 2010.
But the reality is that insurance companies are followers- they have profit targets and if they cannot meet them due to rising costs, they will raise premiums.
The health care law did impose some added costs primarily be requiring everyone to get insured. This "everyone" included many people with ailments or pre-existing conditions who were previously not covered and were paying out of pocket - or not paying at all. Too many people were going bankrupt due to medical bills!
I remember quite a few years ago, when you visited the doctor, you might pay a co-pay and that was it. The insurance companies had negotiated most of what they'd pay for services. But they abandoned this over the last decade or so. Now you get a statement from your insurance company which states "We paid $X for your visit. You may be required to pay any difference your doctor charges."
So between negotiations for services being dropped by the insurance companies and medical costs generally rising, it is no wonder medical costs exploded and America spends more on health care than other western nations.
It is also a ridiculous assertion that citizens become "consumers" and "negotiate" prices. That cannot be done for most medical services provided or needed.
I recommend the two links below.
One is a PBS Frontline video called Sick Around the World and examines the various styles of insurance/coverage in comparable modern nations.
The other article is a great read from TIME MAGAZINE about the author's journey exploring how providers actually price their services... it is mindboggling.
Sick Around the World PBS VIDEO
Bitter Pill Time Mag article
Monday, October 17, 2016 8:04 AM
Surprise medical bills!
Surprise medical bills? Due to nature of medical billing and out of network situations usually during emergencies.
Single payer would solve this issue, but short of that, legislation to protect patients can and should be enacted.
Sunday, October 16, 2016 9:59 PM
Find your sample ballot
Go to this link for a sample ballot and profile of issues for your candidates.
Tuesday, October 11, 2016 3:03 PM
Non-partisan candidates- what do do? how do I find my sample ballot?
Choosing elected officials is fairly easy in the partisan sections of the ballot. If someone is a Democrat, Republican or other, you have a general idea of their views even if you don't have a chance to investigate all their positions. But when it comes to the non-partisan part of the ballot, that becomes more difficult.
For State Supreme Court I urge you to support Judge Deborah Thomas and Judge Frank Szymanski.
For local judge positions, I suggest you follow the link below, find your specific ballot for NOV-8th and research the non-partisan candidates. You can get an idea of their general approach sometimes by finding out who endorses them as well as any stated positions they may hold
Tuesday, October 11, 2016 1:48 PM
Speech to Service Trades Local Union 174
Joni was going to present a speech at a union meeting Wednesday but unfortunately it was cancelled. SO we have posted her speech here for your benefit!
When we first started this campaign collecting signatures to get on the ballot, one woman asked Dennis how he identified himself. He said he considered himself a pragmatic progressive. She asked what that meant. He said that he supports progressive legislation and initiatives but (pragmatically) realizes we may not always get everything we want in legislation.
He considers himself an FDR Democrat and believes FDR embodied a pragmatic progressive.
Speaking of Franklin Delano Roosevelt, Dennis relayed an FDR anecdote. During speeches when running for president, Roosevelt said that Republicans have an envelope in a desk drawer titled "Promises to Labor." Every election they would pull that envelope out and tout their promises. After the election they would put the envelop in the drawer. But never did they have an envelope titled "Promises to labor KEPT!"
Dennis' view now is that since 1980, Republicans don't even bother with the pretense of a "promises" envelope!
We need people in office who:
Support regulations to improve and maintain worker safety
Support prevailing wage
Support the right to organize and collectively bargain
Support increasing the minimum wage
Support review and rejection of trade deals which allow corporations to outsource jobs overseas
Abraham Lincoln once said:
Labor is prior to, and independent of, capital. Capital is only the fruit of labor, and could never have existed if labor had not first existed. Labor is the superior of capital, and deserves much the higher consideration.
Republicans have not held Lincoln's views on this for over 100 years! They are too tied to corporations and Wall Street. We need people in office creating policies and legislation to protect labor and ensure labor gets the higher consideration!
Democrats like my husband, Dennis Murphy, will be the ally and friend of labor and unions!